San Diego County property record for 3524 Lake Garden Dr, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,456 sqft · built 1970 |
| Lot Size | 0.218 acres (9,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Nov 2025) |
| Tax Bill | $7,867 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-240-08-00 |
| Primary APN | 124-240-08-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 9,516 sqft (0.218 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3524 LAKE GARDEN DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 19 TR 005411 |
| Legal Subdivision | LIVE OAK ESTATES |
| Legal Tract | 005411 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18805 |
3524 Lake Garden Dr is owned by an individual who bought it in November 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 SW 176TH PL, NORMANDY PARK, WA 98166-3762 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 24, 2024 | Intrafamily Transfer, Transfer |
| Mar 18, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on File |
| Deed Sale | Nov 6, 2025 · Amount on File |
| Prior Sale | Aug 14, 2001 · Amount on File |
| Deed Document Number | 2025314696 |
| Prior Transfer Date | Apr 2, 2024 |
| Prior Transfer Doc | 0000102212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 6, 2025 |
| Property Address | 3524 LAKE GARDEN DR, FALLBROOK, CA 92028-8887 |
| Document Number | 0000314696 |
| Map Reference | MAP 5411 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025-0314696 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3524 LAKE GARDEN DR, FALLBROOK, CA 92028-8887 |
| Document Number | 0000314697 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025-0314697 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2024 |
| Property Address | 3524 LAKE GARDEN DR, FALLBROOK, CA 92028-8887 |
| Document Number | 0000102212 |
| Map Reference | MAP 5411 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024-0102212 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 SW 176TH PL, NORMANDY PARK, WA 98166-3762 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 18, 2019 |
| Property Address | 3524 LAKE GARDEN DR, FALLBROOK, CA 92028-8887 |
| Document Number | 0000094515 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 94515 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 19458 1ST PL SW NORMANDY PARK WA 981664004, NORMANDY PARK, WA 98166-4004 |
The 2025 property tax bill for 3524 Lake Garden Dr was $7,867.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $730,000 (-2.55%) Land $456,250 Building $273,750 | |
| 2025 | $7,867.00 | $749,088 Land $468,180 Building $280,908 |
| 2023 | $3,077.00 (+1.75%) | $291,065 Land $127,782 Building $163,283 |
| 2022 | $3,024.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3524 Lake Garden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3524 Lake Garden Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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