3604 Bay Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3604 Bay Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,084 sqft Living Area
Lot Size	1,350 sqft (0.031 acres)
Occupancy	Owner Occupied
Last Sale	$68,000 (2000)
Tax Bill	$538.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0610-000A-0110`
Alternative APNs	`2630090610000A0110` `83308`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,084 sqft Living Area
Gross Area	1,350 sqft Gross Area
1st Floor	1,084 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,350 sqft (0.031 acres)
Depth X Width	54 ft x 25 ft Depth x Width
Porch Area	266 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3604 BAY CT
City	SAINT CLOUD
State	FL
Zip	34769-5906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 11
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	PINE LAKE VILLAS
Legal Tract	610
Legal Block	A
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 09-26-30-0610-000A-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3604 BAY CT, SAINT CLOUD, FL 34769-5906
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2000 · Amount on Record
Deed Sale	Dec 28, 2000 · Amount on Record
Deed Book / Page	1818 / 2004
Last Transfer Date	Jun 19, 2025
Transfer Doc	0068072874
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (+2.04%)	$68,387 (+5.99%)	$182,400 (+0.05%) Land $25,000 Building $157,400
2024	$538.00 (+0.75%)
2023	$534.00 (+1.91%) Homeowner's exemption	$64,525 (+3%)	$182,300 (+36.86%) Land $14,900 Building $167,400
2022	$524.00 Homeowner's exemption	$62,646	$133,200 Land $14,900 Building $118,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.