Osceola County property record for 3612 Bay Ct, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1984 |
| Lot Size | 0.026 acres (1,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,500 (Aug 2022) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0926300610000A0130 |
| Primary APN | 0926300610000A0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Heated Area |
| Gross Area | 1,150 sqft |
| 1st Floor Area | 884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,176 sqft (0.026 acres) |
| Lot Dimensions | 46 ft deep x 25 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 266 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83310 |
|---|---|
| Street Address | 3612 BAY CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5906 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | PINE LAKE VILLAS PB 4 PG 62 LOT 13 BLK A |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINE LAKE VILLAS |
| Legal Tract | 610 |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 0926300610000A0130
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1732 LEATHERBACK LN, SAINT CLOUD, FL 34771-7550 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2022 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Mar 20, 2020 | Warranty Deed, Transfer CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC |
| Mar 02, 2018 | Warranty Deed, Transfer CORE TITLE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2022 · Amount on Record |
| Deed Sale | Aug 08, 2022 · Amount on Record |
| Prior Sale | Mar 20, 2020 · Amount on Record |
| Deed Document Number | 2022121115 |
| Deed Book / Page | 6265 / 552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 08, 2022 |
| Property Address | 3612 BAY CT, SAINT CLOUD, FL 34769-5906 |
| Document Number | 0062650552 |
| Book / Page | 6265 / 552 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Aug 05, 2022 |
| Instrument | 2022121115 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,557.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1512 KENTMERE LN, 1512, ASHEVILLE, NC 28803-2470 |
| Name | Verified Name |
|---|---|
| Address | 5787 CITRUS VILLAGE BLVD APT 312, 312, WINTER GARDEN, FL 34787-5856 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 20, 2020 |
| Property Address | 3612 BAY CT, SAINT CLOUD, FL 34769-5906 |
| Document Number | 0056961362 |
| Book / Page | 005696 / 001362 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 40943 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $994.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 VIRGINIA AVE ST CLOUD FL 347693432, ST CLOUD, FL 34769-3432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2018 |
| Property Address | 3612 BAY CT, SAINT CLOUD, FL 34769-5906 |
| Document Number | 0052950667 |
| Book / Page | 005295 / 000667 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 35985 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1801 LAGO CT ST CLOUD FL 347691630, ST CLOUD, FL 34769-1630 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 (-0.23%) | $170,900 (+0.41%) Land $25,000 Building $145,900 | $170,900 (+0.41%) Land $25,000 Building $145,900 |
| 2023 | $3,069.00 (+44.29%) | $170,200 (+36.82%) Land $14,900 Building $155,300 | $170,200 (+36.82%) Land $14,900 Building $155,300 |
| 2022 | $2,127.00 | $124,400 Land $14,900 Building $109,500 | $124,400 Land $14,900 Building $109,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured (6 under condo master policies) 24 of 29 individual policies on primary residences |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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