Osceola County property record for 3533 Bay Ct, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,084 sqft Living Area |
| Lot Size | 1,393 sqft (0.032 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2000) |
| Tax Bill | $512.00 (2024) |
| Primary APN | 09-26-30-0612-0001-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,084 sqft Living Area |
| Gross Area | 1,350 sqft Gross Area |
| 1st Floor | 1,084 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,393 sqft (0.032 acres) |
| Depth X Width | 54 ft x 25 ft Depth x Width |
| Porch Area | 266 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3533 BAY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5907 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE VILLAS UNIT II PB 4 PG 106 LOT 9 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINE LAKE VILLAS UNIT 2 |
| Legal Tract | 612 |
| Legal Block | 90 |
| Legal Lot Number | 9 |
| Legal Unit | II |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0612-0001-0090
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3533 BAY CT, SAINT CLOUD, FL 34769-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 21, 2023 | Intrafamily Transfer, Transfer |
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2000 · Amount on Record |
| Deed Sale | Feb 08, 2000 · Amount on Record |
| Deed Book / Page | 1699 / 271 |
| Last Transfer Date | Feb 21, 2023 |
| Transfer Doc | 0063602348 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 21, 2023 |
| Property Address | 3533 BAY CT, SAINT CLOUD, FL 34769-5907 |
| Document Number | 0063602348 |
| Book / Page | 6360 / 2348 |
| Map Reference | MB 4 PG 106 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023020441 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3533 BAY CT, SAINT CLOUD, FL 34769-5907 |
| Name | Verified Name |
|---|---|
| Address | 3533 BAY CT, SAINT CLOUD, FL 34769-5907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3533 BAY CT, SAINT CLOUD, FL 34769-5907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3533 BAY CT, SAINT CLOUD, FL 34769-5907 |
| Document Number | 0057821159 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 5782/1159 |
| Instrument | 2020113601 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $522.00 (+1.95%) Homeowner's exemption | $63,434 (+5.98%) | $185,000 (-0.05%) Land $25,000 Building $160,000 |
| 2024 | $512.00 (+0.79%) | ||
| 2023 | $508.00 (+1.8%) Homeowner's exemption | $59,852 (+3%) | $185,100 (+37.01%) Land $14,900 Building $170,200 |
| 2022 | $499.00 Homeowner's exemption | $58,109 | $135,100 Land $14,900 Building $120,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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