Bay County property record for 3602 E 15th St, Panama City, FL 32404
| Property Type | Fast Food Restaurant |
|---|---|
| Details | 3 bd · 3,172 sqft · built 2015 |
| Lot Size | 0.991 acres (43,167 sqft) |
| Owner | Company Name on File |
| Last Sale | $147,500 (Mar 2013) |
| Tax Bill | $8,549 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15075-000-000 |
| Primary APN | 15075-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Building Area | 3,172 sqft Gross Area |
| 1st Floor Area | 3,172 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 43,167 sqft (0.991 acres) |
| Lot Dimensions | 240 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3602 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5839 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Fast Food Restaurant |
| Legal Description | SPRINGFIELD FARMS (118A2) LOTS 1,2 & 3 BLK 1 LESS RD RW ORB 1030 P 1765 ORB 3490 P 2165 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | SPRINGFIELD FARMS |
| Legal Block | 1 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1100 |
3602 E 15th St, a commercial property, is owned by a company that bought it in March 2013.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 353 BELL CIR, LYNN HAVEN, FL 32444-4629 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2013 · Amount on File |
| Deed Sale | Mar 11, 2013 · Amount on File |
| Prior Sale | Oct 12, 2004 · Amount on File |
| Deed Document Number | 201313494 |
| Deed Book / Page | 3490 / 2165 |
| Prior Transfer Date | May 31, 2012 |
| Prior Transfer Doc | 0034130738 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3602 E 15th St was $8,549, down 6.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,549.00 (-6.64%) | $539,124 Land $159,752 Building $379,372 | $539,124 Land $159,752 Building $379,372 |
| 2024 | $9,157.00 (-2.36%) | ||
| 2023 | $9,378.00 (+14.49%) | $556,430 (+8.44%) Land $159,751 Building $396,679 | $556,430 (+8.44%) Land $159,751 Building $396,679 |
| 2022 | $8,191.00 | $513,146 Land $130,998 Building $382,148 | $513,146 Land $130,998 Building $382,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3602 E 15th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3602 E 15th St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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