3701 E 15th St, Panama City, FL 32404 Property Records

Bay County property record for 3701 E 15th St, Panama City, FL 32404

Property Summary

Property Type	Commercial Vacant Land
Lot Size	21.2 acres (924,343 sqft)
Owner	Company Name on File
Last Sale	$57,200 (Sep 2015)
Tax Bill	$7,136 (2025)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14909-000-003`

Property Details

APN / Parcel Number

Primary APN	`14909-000-003`

Exterior

Lot Area	924,343 sqft (21.2 acres)

Location & Zoning

Street Address	3701 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32404-5874
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	36 3S 14W 117D A PORT OF ST A B DEV CO PLAT LOTS 107, 117, 118, 123 & 124 BEG AT THE NE COR OF LOT 107 TH S 330 TO SE COR OF LOT 107 TH E 576 S 569.21 TO N ROW OF ST RD 30-A TH W 40.92, TH N 10, W 350, N 15 W 700, S 15 W 130.10 TO E BNDRY OF A 30 PLA
Legal Range	14W
Legal Township	03S
Legal Section	36
Legal Subdivision	ST A B DEV CO PLAT
Legal Lot Number	107
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3076
Census Tract	500

Owner

3701 E 15th St, commercial vacant land, is owned by a company that bought it in September 2015.

Source: Bay County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	2319 S HIGHWAY 77, LYNN HAVEN, FL 32444-7706
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2015 · Amount on File
Deed Sale	Sep 10, 2015 · Amount on File
Prior Sale	Aug 8, 2011 · Amount on File
Deed Document Number	201550003
Deed Book / Page	3731 / 2197
Record Updated	Jun 8, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 18, 2022
Property Address	3701 E 15TH ST, PANAMA CITY, FL 32404-5874
Document Number	0045260712
Book / Page	4526 / 712
Map Reference	MB 6 PG 23
Instrument Date	Dec 16, 2021
Instrument	2022012234
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3970 ARBOR TRACE DR, 3970, LYNN HAVEN, FL 32444-6711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 S HIGHWAY 77, LYNN HAVEN, FL 32444-7706

Tax Assessment & Valuation

The 2025 property tax bill for 3701 E 15th St was $7,136, up 0.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,136.00 (+0.18%)	$449,975 Land $449,975	$449,975 Land $449,975
2024	$7,123.00 (+5%)
2023	$6,784.00 (+21.99%)	$449,975 (+24.9%) Land $449,975	$449,975 (+24.9%) Land $449,975
2022	$5,561.00	$360,256 Land $360,256	$360,256 Land $360,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3701 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	6 (2018–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3701 E 15th St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20