Charleston County property record for 3601 Tidal Flat Cir, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 3,400 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Dec 2019) |
| Tax Bill | $2,785 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 614-09-00-270 |
| Primary APN | 614-09-00-270 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 3601 TIDAL FLAT CIR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-9427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLTWP MAPPLATB L17 MAPPLATP 0659-0663 SUBDIVISIONNAME STRATTON BY THE SOUND PHASE 2 BLOCK LOT 143 GOVLOT TRACT |
| Legal Subdivision | STRATTON BY THE SOUND |
| Legal Phase | 2 |
| Legal Lot Number | 143 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 4609 |
3601 Tidal Flat Cir is owned and occupied by two individuals who bought it in December 2019.
Source: Charleston County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3601 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Dec 11, 2019 | Grant Deed, Subdivision Related Transfer BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on File |
| Deed Sale | Dec 11, 2019 · Amount on File |
| Prior Sale | Jan 19, 2018 · Amount on File |
| Deed Document Number | 0000845947 |
| Deed Book / Page | 0845 / 947 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3601 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3601 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427 |
| Document Number | 0012320421 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 1232/421 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 4, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3601 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010570475 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 1057/475 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3601 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0009640660 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 964/660 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 11, 2019 |
| Property Address | 3601 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427 |
| Document Number | 0845/0947 |
| Book / Page | 000845 / 000947 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3601 TIDAL FLAT CIR MOUNT PLEASANT SC 29466, MOUNT PLEASANT, SC 29466 |
| Document Number | 845/0948 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 000845/000948 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,785.00 | $28,200 | |
| 2022 | $2,419.00 | $26,400 | $660,000 Land $150,000 Building $510,000 |
| 2020 | $705,000 Land $150,000 Building $555,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3601 Tidal Flat Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 332 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 332 in force |
| Nearby Flood Claims | 37 (1979–2024) |
| Claims Outside the SFHA | 4 of 37 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3601 Tidal Flat Cir is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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