3584 Tidal Flat Cir, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 3584 Tidal Flat Cir, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,438 sqft · built 2019
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$840,000 (Dec 2021)
Tax Bill$3,226 (2024)
Deeds & MortgagesAug 2022 Line of Credit
Dec 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN614-09-00-258

Property Details

APN / Parcel Number

Primary APN614-09-00-258

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,438 sqft Living Area

Exterior

Year BuiltBuilt 2019
Lot Area8,276 sqft (0.189 acres)

Location & Zoning

Street Address3584 TIDAL FLAT CIR
CityMOUNT PLEASANT
StateSC
Zip29466-9427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLTWP MAPPLATB L17 MAPPLATP 0659-0663 SUBDIVISIONNAME STRATTON BY THE SOUND PHASE 2 BLOCK LOT 131 GOVLOT TRACT
Legal SubdivisionSTRATTON BY THE SOUND
Legal Phase2
Legal Lot Number131
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1020
Census Tract4609

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3384 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 2, 2021Deed, Transfer
Dec 23, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
VELOCIO MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2021 · Amount on Record
Deed SaleDec 2, 2021 · Amount on Record
Prior SaleDec 23, 2019 · Amount on Record
Deed Document Number0001057102
Deed Book / Page1057 / 102
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address3584 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427
Transaction TypeMortgage
Record UpdatedFeb 26, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3584 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427

Mortgage

Document Number0011320691
DateAug 22, 2022
Book Page1132/691
Lender
NameNAVY FCU
TypeCredit Union
Address39980
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateDec 2, 2021
Property Address3584 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427
Document Number0010570102
Book / Page1057 / 102
Map ReferenceMB L18 PG 0139-0143
Instrument DateNov 15, 2021
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3584 TIDAL FLAT CIR, MT PLEASANT, SC 29466-9427

December 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateDec 23, 2019
Property Address3584 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427
Document Number0848/0485
Book / Page000848 / 000485
Instrument DateDec 16, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3584 TIDAL FLAT CIR MOUNT PLEASANT SC 294669427, MOUNT PLEASANT, SC 29466-9427

Mortgage

Document Number848/0487
DateDec 23, 2019
Book Page000848/000487
Lender
NameVELOCIO MTG LLC
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,226.00 (+7.68%)$33,600 (-)
2022$2,996.00$33,600$840,000 (-) Land $190,000 Building $650,000
2020$840,000 Land $190,000 Building $650,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 332 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies332 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA4 of 37
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 90% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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