3604 Tidal Flat Cir, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 3604 Tidal Flat Cir, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,420 sqft · built 2020
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$574,900 (Jun 2020)
Tax Bill$2,281 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone AE (high risk)
APN614-09-00-253

Property Details

APN / Parcel Number

Primary APN614-09-00-253

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area558 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address3604 TIDAL FLAT CIR
CityMOUNT PLEASANT
StateSC
Zip29466-9427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLTWP MAPPLATB L17 MAPPLATP 0659-0663 SUBDIVISIONNAME STRATTON BY THE SOUND PHASE 2 BLOCK LOT 126 GOVLOT TRACT
Legal SubdivisionSTRATTON BY THE SOUND
Legal Phase2
Legal Lot Number126
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1020
Census Tract4609

Owner

3604 Tidal Flat Cir is owned and occupied by two individuals who bought it in June 2020.

Source: Charleston County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address3604 TIDAL FLAT CIR, MT PLEASANT, SC 29466-9427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2020 · Amount on File
Deed SaleJun 22, 2020 · Amount on File
Prior SaleJan 19, 2018 · Amount on File
Deed Document Number0000892315
Deed Book / Page892 / 315
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address3604 TIDAL FLAT CIR, MOUNT PLEASANT, SC 29466-9427
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010710882
DateJan 27, 2022
Book Page1071/882
Lender
NameFIRST HOME BANK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,281.00$23,000
2022$8,000.00$34,500$575,000 Land $150,000 Building $425,000
2020$575,000 Land $150,000 Building $425,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3604 Tidal Flat Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 332 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies332 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA4 of 37
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Tidal Flat Cir is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 90% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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