360 W Union St, Waterloo, IN 46793 Property Records

DeKalb County property record for 360 W Union St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,016 sqft · built 1860
Lot Size	0.159 acres (6,944 sqft)
Owner	Individual Name on Record
Tax Bill	$872 (2025)
Deeds & Mortgages	Apr 2021 Sale Apr 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-301-006.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-301-006.000-008`
Alternative APN	`310603301006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,944 sqft (0.159 acres)
Lot Dimensions	124 ft deep x 56 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603301006
Street Address	360 W UNION ST
City	WATERLOO
State	IN
Zip	46793-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKHARTS 1ST ADDITION LOT 19
Legal Subdivision	LOCKHARTS FIRST ADDITION
Legal Lot Number	19
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2036
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 W UNION ST, WATERLOO, IN 46793-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer
Apr 16, 2021	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021
Deed Sale	Apr 29, 2021
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	20213106
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0202102780
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 29, 2021
Property Address	360 W UNION ST, WATERLOO, IN 46793-9213
Document Number	0202103106
Instrument Date	Apr 23, 2021
Instrument	202103106
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 W UNION ST, WATERLOO, IN 46793-9213

April 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 16, 2021
Property Address	360 W UNION ST, WATERLOO, IN 46793-9213
Document Number	0202102780
Instrument Date	Feb 25, 2021
Instrument	202102780
Transaction Type	Foreclosure
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11729 PENNET RUN, FORT WAYNE, IN 46845-2123
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$872.00 (-1.47%)	$115,200 (+4.44%) Land $15,100 Building $100,100	$115,200 (+4.44%) Land $15,100 Building $100,100
2024	$885.00 (+18.63%)	$110,300 (+7.4%) Land $14,400 Building $95,900	$110,300 (+7.4%) Land $14,400 Building $95,900
2023	$746.00 (-14.25%)	$102,700 (+4.05%) Land $13,300 Building $89,400	$102,700 (+4.05%) Land $13,300 Building $89,400
2022	$870.00	$98,700 Land $12,500 Building $86,200	$98,700 Land $12,500 Building $86,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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