DeKalb County property record for 345 W Union St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1951 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,647 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-304-009.000-008 |
| Primary APN | 17-06-03-304-009.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,328 sqft |
| Unfinished Basement | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603304009 |
|---|---|
| Street Address | 345 W UNION ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 (75X200') SW1/4 SECTION 3 TWP 34 RANGE 13 ACRES 0.2500 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 20200 |
345 W Union St, a single family home, is owned by an individual.
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6170 N 1070 W, ORLAND, IN 46776-9761 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 345 W Union St was $2,647, up 6.7% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,647.00 (+6.73%) | $132,100 (+6.79%) Land $21,700 Building $110,400 | $132,100 (+6.79%) Land $21,700 Building $110,400 |
| 2024 | $2,480.00 (+6.9%) | $123,700 (+6.91%) Land $20,700 Building $103,000 | $123,700 (+6.91%) Land $20,700 Building $103,000 |
| 2023 | $2,320.00 (-0.81%) | $115,700 (+3.03%) Land $19,100 Building $96,600 | $115,700 (+3.03%) Land $19,100 Building $96,600 |
| 2022 | $2,339.00 | $112,300 Land $18,000 Building $94,300 | $112,300 Land $18,000 Building $94,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 W Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 345 W Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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