DeKalb County property record for 320 W Union St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,900 sqft · built 1917 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,400 (Aug 2006) |
| Tax Bill | $971 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-301-008.000-008 |
| Primary APN | 17-06-03-301-008.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 6,926 sqft (0.159 acres) |
| Lot Dimensions | 124 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603301008 |
|---|---|
| Street Address | 320 W UNION ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R.M. & W.C. LOCKHART'S 1ST ADD LOT 21 |
| Legal Subdivision | R M AT W C LOCKHARTS FIRST ADDITION |
| Legal Lot Number | 21 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 W UNION ST, WATERLOO, IN 46793-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2006 · Amount on Record |
| Deed Sale | Aug 22, 2006 · Amount on Record |
| Prior Sale | Apr 17, 2006 · Amount on Record |
| Deed Document Number | 20065905 |
| Prior Transfer Date | Mar 30, 2006 |
| Prior Transfer Doc | 0000002509 |
| Record Updated | Oct 29, 2026 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $971.00 (-0.51%) | $123,600 (+5.91%) Land $15,100 Building $108,500 | $123,600 (+5.91%) Land $15,100 Building $108,500 |
| 2024 | $976.00 (+18.3%) | $116,700 (+6.87%) Land $14,400 Building $102,300 | $116,700 (+6.87%) Land $14,400 Building $102,300 |
| 2023 | $825.00 (-8.23%) | $109,200 (+3.7%) Land $13,300 Building $95,900 | $109,200 (+3.7%) Land $13,300 Building $95,900 |
| 2022 | $899.00 | $105,300 Land $12,500 Building $92,800 | $105,300 Land $12,500 Building $92,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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