360 Harvard Ct, Ladson, SC 29456 Property Records

Berkeley County property record for 360 Harvard Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	1,250 sqft
Lot Size	0.267 acres (11,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Mar 2024)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-04-01-025`

Property Details

APN / Parcel Number

Primary APN	`242-04-01-025`

Interior

Stories	1 Story
Building Area	1,250 sqft Finished Area
Gross Area	1,342 sqft
1st Floor Area	1,250 sqft

Exterior

Lot Area	11,651 sqft (0.267 acres)
Garage Area	250 sqft
Porch	Slab
Porch Area	48 sqft

Location & Zoning

Street Address	360 HARVARD CT
City	LADSON
State	SC
Zip	29456-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARK
Legal Subdivision	COLLEGE PARK
Legal Block	5
Legal Lot Number	6
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	3
Census Block	3012
Census Tract	20717

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 HARVARD CT, LADSON, SC 29456-3315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 4, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2023	Deed, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	20246421
Deed Book / Page	4796 / 52
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	360 HARVARD CT, LADSON, SC 29456-3315
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HARVARD CT, LADSON, SC 29456-3315

Mortgage

Document Number	05437/0446
Date	Jan 8, 2026
Book Page	5437/446
Instrument	2026000660

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year T-Bill
Margin	2

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 4, 2024
Property Address	360 HARVARD CT, LADSON, SC 29456-3315
Document Number	04796/0052
Book / Page	4796 / 52
Map Reference	MB R PG 93
Instrument Date	Mar 1, 2024
Instrument	2024006421
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 HARVARD CT, LADSON, SC 29456-3315

Mortgage

Document Number	2024006422
Date	Mar 4, 2024
Instrument	2024006422

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 29, 2023
Property Address	360 HARVARD CT, LADSON, SC 29456-3315
Document Number	04746/0455
Book / Page	4746 / 455
Map Reference	MB R PG 31
Instrument Date	Dec 28, 2023
Instrument	2023039390
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Tax	$481.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ANDERSON AVE, CHARLESTON, SC 29412-3736

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,100 (+2,4%) Land $65,300 Building $218,800	$284,100 (-) Land $65,300 Building $218,800
2025	$1,227.00 (+21.85%)	$11,364 (-) Land $2,612 Building $8,752	$284,100 (-) Land $65,300 Building $218,800
2024	$1,007.00 (-44.15%) Homeowner's exemption	$11,364 (+81.19%) Land $2,612 Building $8,752	$284,100 (+84.12%) Land $65,300 Building $218,800
2022	$1,803.00	$6,272 Land $813 Building $5,459	$154,300 Land $20,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	7 (1992–2017)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Home Telecom, T-Mobile.

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