353 Harvard Ct, Ladson, SC 29456 Property Records

Berkeley County property record for 353 Harvard Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,498 sqft · built 2011
Lot Size	0.266 acres (11,603 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Mar 2015)
Tax Bill	$823 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-04-01-020`

Property Details

APN / Parcel Number

Primary APN	`242-04-01-020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Finished Area
Gross Area	1,890 sqft
1st Floor Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,603 sqft (0.266 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Storage Building	48 sqft

Location & Zoning

Street Address	353 HARVARD CT
City	LADSON
State	SC
Zip	29456-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARKLOT 11 - BLOCK 5
Legal Subdivision	COLLEGE PARK
Legal Block	5
Legal Lot Number	11
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	3
Census Block	3012
Census Tract	20717

Owner

353 Harvard Ct is owned and occupied by an individual who bought it in March 2015.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	353 HARVARD CT, LADSON, SC 29456-3315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2015 · Amount on File
Deed Sale	Mar 9, 2015 · Amount on File
Prior Sale	Mar 24, 2009 · Amount on File
Deed Document Number	20155171
Deed Book / Page	11249 / 58
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	353 HARVARD CT, LADSON, SC 29456-3315
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3973/0350
Date	Sep 16, 2021
Book Page	3973/350
Instrument	2021044024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	353 HARVARD CT, LADSON, SC 29456-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3087/0633
Date	Jul 26, 2019
Book Page	3087/0633
Instrument	2019026419

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 353 Harvard Ct was $823 with a homeowner's exemption, up 5.1% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,900 (+2,4%) Land $26,862 Building $140,038	$279,600 (-) Land $45,000 Building $234,600
2025	$823.00 (+5.11%)	$6,676 (-) Land $1,074 Building $5,602	$279,600 (-) Land $45,000 Building $234,600
2024	$783.00 Homeowner's exemption	$6,676 Land $1,074 Building $5,602	$279,600 Land $45,000 Building $234,600
2022	$782.00 Homeowner's exemption	$5,806 Land $644 Building $5,162	$180,400 Land $20,000 Building $160,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 353 Harvard Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	7 (1992–2017)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 353 Harvard Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Home Telecom, T-Mobile.

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