356 Harvard Ct, Ladson, SC 29456 Property Records

Berkeley County property record for 356 Harvard Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	1,814 sqft
Lot Size	0.255 acres (11,107 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Feb 2005)
Tax Bill	$750 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`242-04-01-027`

Property Details

APN / Parcel Number

Primary APN	`242-04-01-027`

Interior

Stories	1 Story
Building Area	1,814 sqft Finished Area
Gross Area	2,701 sqft
1st Floor Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	11,107 sqft (0.255 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Storage Building	44 sqft

Location & Zoning

Street Address	356 HARVARD CT
City	LADSON
State	SC
Zip	29456-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARK
Legal Subdivision	COLLEGE PARK
Legal Block	5
Legal Lot Number	4
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	3
Census Block	3012
Census Tract	20717

Owner

356 Harvard Ct is owned and occupied by an individual who bought it in February 2005.

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	356 HARVARD CT, LADSON, SC 29456-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2005 · Amount on File
Deed Sale	Feb 18, 2005 · Amount on File
Deed Document Number	20055252
Deed Book / Page	4526 / 65
Prior Transfer Date	Feb 17, 2005
Prior Transfer Doc	4526/0068
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	356 HARVARD CT, LADSON, SC 29456-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2753/0638
Date	May 24, 2018
Book Page	2753/0638
Instrument	2018017352

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 356 Harvard Ct was $750 with a homeowner's exemption, up 5.2% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,440 (+2,399.81%) Land $22,524 Building $110,916	$266,600 (-) Land $45,000 Building $221,600
2025	$750.00 (+5.19%) Homeowner's exemption	$5,338 (-) Land $901 Building $4,437	$266,600 (-) Land $45,000 Building $221,600
2024	$713.00 Homeowner's exemption	$5,338 Land $901 Building $4,437	$266,600 Land $45,000 Building $221,600
2022	$709.00 Homeowner's exemption	$4,642 Land $542 Building $4,100	$171,300 Land $20,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 356 Harvard Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	7 (1992–2017)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Harvard Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Home Telecom, T-Mobile.

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