Erie County and Collins Town property record for 360 Buffalo St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,609 sqft · built 1940 |
| Lot Size | 0.228 acres (9,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,500 (Oct 2024) |
| Tax Bill | $3,719 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-0094000 |
| Primary APN | 201-0094000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Upper Floors Area | 536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 9,900 sqft (0.228 acres) |
| Lot Dimensions | 165 ft deep x 59.5 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201-0094000 |
|---|---|
| Street Address | 360 BUFFALO ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERCHY HGWY BILBY MCCUBBIN |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 182 AURORA AVE, BUFFALO, NY 14224-1127 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 13, 2021 | Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on Record |
| Deed Sale | Oct 7, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Document Number | 20242024170665 |
| Deed Book / Page | 11436 / 9869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 360 BUFFALO ST, GOWANDA, NY 14070-1036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 360 BUFFALO ST, GOWANDA, NY 14070-1036 |
| Document Number | 0141158056 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 14115/8056 |
| Instrument | 2024005959 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 13, 2021 |
| Property Address | 360 BUFFALO ST, GOWANDA, NY 14070-1036 |
| Document Number | 0113832935 |
| Book / Page | 11383 / 2935 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021135560 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 BUFFALO STREET, 360, TOWN OF COLLINS, NY 14074 |
| Name | Verified Name |
|---|---|
| Address | 360 BUFFALO ST, GOWANDA, NY 14070-1036 |
| Document Number | 0140041780 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 14004/1780 |
| Instrument | 2021135561 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,719.00 (+390.63%) | ||
| 2025 | $758.00 (-62.73%) | $54,200 (-) Land $3,300 Building $50,900 | $193,600 (+21.45%) Land $11,787 Building $181,813 |
| 2024 | $2,034.00 | $54,200 (-) Land $3,300 Building $50,900 | $159,412 (+5.85%) Land $9,706 Building $149,706 |
| 2023 | $54,200 Land $3,300 Building $50,900 | $150,600 Land $9,169 Building $141,431 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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