350 Buffalo St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 350 Buffalo St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 1900
Lot Size	0.319 acres (13,860 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jul 2021)
Tax Bill	$3,330 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143601 349.11-1-20`

Property Details

APN / Parcel Number

Primary APN	`143601 349.11-1-20`
Alternative APNs	`36013491100001020000` `201 0095000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,860 sqft (0.319 acres)
Lot Dimensions	165 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	201 0095000
Street Address	350 BUFFALO ST
City	GOWANDA
State	NY
Zip	14070-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNETT HGWY HGWY MCCUBBIN .25AC
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2008
Census Tract	17501

Owner

350 Buffalo St is owned and occupied by an individual who bought it in July 2021.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	350 BUFFALO ST, GOWANDA, NY 14070-1036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Apr 21, 2011 · Amount on File
Deed Document Number	2021136773
Deed Book / Page	11383 / 3788
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	0112021349
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 14, 2021
Property Address	350 BUFFALO ST, GOWANDA, NY 14070-1036
Document Number	0113833788
Book / Page	11383 / 3788
Instrument Date	Jun 3, 2021
Instrument	2021136773
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 BUFFALO ST, 350, GOWANDA, NY 14070-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 CLINTON ST, COWLESVILLE, NY 14037-9723

Mortgage

Document Number	0140043800
Date	Jul 14, 2021
Instrument	14004/3800

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	350 BUFFALO ST, GOWANDA, NY 14070-1036
Document Number	0139450625
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 BUFFALO ST GOWANDA NY 140701036, GOWANDA, NY 14070-1036

Mortgage

Document Number	0139450625
Date	Jun 29, 2020
Book Page	013945/000625

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 28, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 350 Buffalo St was $3,330 with a veteran's exemption, up 7% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,330.00 (+69.98%) Veteran's exemption
2025	$1,959.00 (+6.53%)	$49,000 (-) Land $4,200 Building $44,800	$175,000 (+21.43%) Land $15,000 Building $160,000
2024	$1,839.00	$49,000 (-) Land $4,200 Building $44,800	$144,118 (+5.89%) Land $12,353 Building $131,765
2023		$49,000 (-) Land $4,200 Building $44,800	$136,100 (+16.62%) Land $11,666 Building $124,434
2022		$49,000 Land $4,200 Building $44,800	$116,700 Land $10,003 Building $106,697
2021	$639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 350 Buffalo St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 Buffalo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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