McCurtain County property record for 36 Spruce Trl, Broken Bow, OK 74728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 2017 |
| Lot Size | 1.56 acres (67,997 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $760,000 (Jan 2022) |
| Tax Bill | $7,044 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43285 |
| Primary APN | 43285 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 67,997 sqft (1.56 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 624 sqft |
| Deck Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 43285 |
|---|---|
| Street Address | 36 SPRUCE TRL |
| City | BROKEN BOW |
| State | OK |
| Zip | 74728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE HILL WEST 2-5-24 LOT 44 (1.561 AC) B973/P149, B1112/P559 HIDDEN POND LODGE |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | PINE HILL WEST |
| Legal Lot Number | 44 |
| Jurisdiction | MCCURTAIN OK |
| Township / Civil Division | BROKEN BOW |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 98502 |
36 Spruce Trl is held in a trust since January 2022.
Source: McCurtain County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3209 BULLOCK DR, PLANO, TX 75023-5617 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Sep 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| May 22, 2017 | Warranty Deed, Transfer |
| Feb 28, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on File |
| Deed Sale | Jan 13, 2022 · Amount on File |
| Prior Sale | Sep 22, 2017 · Amount on File |
| Deed Document Number | 20222001601032 |
| Deed Book / Page | 1112 / 559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Property Address | 36 SPRUCE TRL, BROKEN BOW, OK 74728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00001041/1 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 1041/1 |
| Instrument | 2001-581592 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Recording Date | Jan 13, 2022 |
| Property Address | 36 SPRUCE TRL, BROKEN BOW, OK 74728 |
| Document Number | 001112/559 |
| Book / Page | 1112 / 559 |
| Instrument Date | Jan 4, 2022 |
| Instrument | I-2001-601032 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3209 BULLOCK DR, PLANO, TX 75023-5617 |
| Document Number | I2001601034 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | I-2001-601034 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Recording Date | Sep 22, 2017 |
| Property Address | 36 SPRUCE TRL, BROKEN BOW, OK 74728 |
| Document Number | 000973/149 |
| Book / Page | 0973 / 149 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 2001-559967 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1221 OWEEN PEGGY LN, THE COLONY, TX 75056 |
| Document Number | 2001559968 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 2001-559968 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Recording Date | May 22, 2017 |
| Property Address | 36 SPRUCE TRL, BROKEN BOW, OK 74728 |
| Document Number | 00964/0886 |
| Book / Page | 0964 / 0886 |
| Instrument | 2017-557459 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $487.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 SPEARFISH RD, BROKEN BOW, OK 74728-7033 |
| Name | Verified Name |
|---|---|
| Address | 2424 E HIGHLAND ST, SHAWNEE, OK 74801-6595 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Recording Date | Feb 28, 2017 |
| Property Address | 36 SPRUCE TRL, BROKEN BOW, OK 74728 |
| Document Number | 000958/837 |
| Book / Page | 0958 / 837 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2001-555495 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $141.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 SPEARFISH RD, BROKEN BOW, OK 74728-7033 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 50 SPEARFISH RD, BROKEN BOW, OK 74728-7033 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 36 Spruce Trl was $7,044.
Source: McCurtain County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McCurtain County |
| Municipality | Hochatown Town |
| Unified School District | Broken Bow Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,465 (-) Land $13,872 Building $70,593 | $767,870 (-) Land $126,112 Building $641,758 | |
| 2025 | $7,044.00 | $84,465 Land $13,872 Building $70,593 | $767,870 Land $126,112 Building $641,758 |
| 2023 | $6,856.00 | $83,600 Land $8,030 Building $75,570 | $760,000 Land $73,000 Building $687,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 36 Spruce Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 36 Spruce Trl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 78% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCURTAIN CO. RWD #5 (HOCHATOWN) serves 1,614 people · EPA ID OK3004804 |
|---|---|
| Water Source | Purchased surface water from BROKEN BOW PWA |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pine Cellular Phones Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures