36 S Union St, Elgin, IL 60123 Property Records

Kane County property record for 36 S Union St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,172 sqft · built 1898
Lot Size	0.245 acres (10,667 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Apr 2017)
Tax Bill	$6,482 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-330-021`

Property Details

APN / Parcel Number

Primary APN	`06-14-330-021`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	3,259 sqft
Basement Area	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,667 sqft (0.245 acres)

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	36 S UNION ST
City	ELGIN
State	IL
Zip	60123-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 2ND ADDN SOUTH 1/2 LOT 4 BLOCK 2
Legal Subdivision	J C&W H KIMBALLS 2ND ADDN
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2007
Census Tract	851101

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Sheriff's Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Prior Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	201720485
Prior Transfer Date	Apr 1, 2005
Prior Transfer Doc	0000018097
Record Updated	Sep 20, 2026

May 2026: Sheriff's Deed, Transfer

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2026
Property Address	36 S UNION ST, ELGIN, IL 60123-6224
Document Number	0000020101
Instrument Date	Apr 21, 2026
Instrument	202620101
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	36 S UNION ST, ELGIN, IL 60123-6224
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 S UNION ST, ELGIN, IL 60123-6224

Mortgage

Document Number	0000008708
Date	Mar 18, 2024
Instrument	2024K008708

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 25, 2017
Property Address	36 S UNION ST, ELGIN, IL 60123-6224
Document Number	0000020485
Instrument Date	Apr 13, 2017
Instrument	2017K020485
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 ANN ST, ELGIN, IL 60120-4230

Mortgage

Document Number	0000020486
Date	Apr 25, 2017
Instrument	2017K020486

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,482.00 (+4.33%)	$92,976 (+8.57%) Land $18,001 Building $74,975	$279,040 (+8.57%) Land $54,025 Building $225,015
2024	$6,213.00 (+11.03%)	$85,637 (+21.39%) Land $16,580 Building $69,057	$257,014 (+21.44%) Land $49,760 Building $207,254
2022	$5,596.00 (+4.64%) Homeowner's exemption	$70,545 (+6.96%) Land $13,658 Building $56,887	$211,635 (+6.96%) Land $40,974 Building $170,661
2021	$5,348.00 Homeowner's exemption	$65,954 Land $12,769 Building $53,185	$197,862 Land $38,307 Building $159,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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