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27 S Union St, Elgin, IL 60123 Property Records

Kane County property record for 27 S Union St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1992
Lot Size0.158 acres (6,867 sqft)
Owner2 Company Names on Record
Last Sale$150,000 (Oct 2018)
Tax Bill$7,384 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN06-14-331-018

Property Details

APN / Parcel Number

Primary APN06-14-331-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,276 sqft Living Area
Gross Area2,142 sqft
Basement Area866 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame
Lot Area6,867 sqft (0.158 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address27 S UNION ST
CityELGIN
StateIL
Zip60123-6223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE ADDN LOT 12 & THAT PART OF LOT 11 BLOCK 4 DESC IN DOC 92K79831
Legal SubdivisionOAK RIDGE ADDN
Legal Block4
Legal Lot Number12,11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address35W804 HIGHLAND AVE, ELGIN, IL 60123-5138
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 16, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleJul 26, 1996
Deed Document Number201850538
Last Transfer DateJun 5, 2026
Transfer Doc0000026030
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJun 23, 2026
Property Address27 S UNION ST, ELGIN, IL 60123-6223
Document Number0000026030
Instrument DateJun 5, 2026
Instrument202626030
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address35W804 HIGHLAND AVE, ELGIN, IL 60123-5138

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateOct 16, 2018
Property Address27 S UNION ST, ELGIN, IL 60123-6223
Document Number0000050538
Instrument DateOct 5, 2018
Instrument50538
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$225.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address35W804 HIGHLAND AVE ELGIN IL 601235138, ELGIN, IL 60123-5138

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,384.00 (+26.29%)$96,792 (+8.57%) Land $17,128 Building $79,664$290,492 (+8.57%) Land $51,405 Building $239,088
2024$89,152 (+21.39%) Land $15,776 Building $73,376$267,563 (+21.44%) Land $47,347 Building $220,216
2022$5,847.00 (+4.6%) Homeowner's exemption$73,440 (+6.96%) Land $12,995 Building $60,445$220,320 (+6.96%) Land $38,985 Building $181,335
2021$5,590.00 Homeowner's exemption$68,661 Land $12,149 Building $56,512$205,983 Land $36,447 Building $169,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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