Kane County property record for 31 S Union St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,365 sqft · built 1941 |
| Lot Size | 0.297 acres (12,922 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,465 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-331-013 |
| Primary APN | 06-14-331-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 2,275 sqft |
| Basement Area | 910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Brick |
| Lot Area | 12,922 sqft (0.297 acres) |
| Lot Width | 98 ft Width |
| Cooling System | HVAC |
|---|
| Street Address | 31 S UNION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE ADDN LOT 9 (EXCEPT EAST 30 FT) & ALL OF LOT 10 BLOCK 4 |
| Legal Subdivision | OAK RIDGE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 9,10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 31 S UNION ST, ELGIN, IL 60123-6223 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2014 |
| Transfer Doc | 0000039931 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465.00 (+9.83%) Homeowner's exemption Senior Citizen's exemption | $90,136 (+8.57%) Land $22,868 Building $67,268 | $270,516 (+8.57%) Land $68,631 Building $201,885 |
| 2024 | $83,021 (+21.39%) Land $21,063 Building $61,958 | $249,163 (+21.44%) Land $63,214 Building $185,948 | |
| 2022 | $4,976.00 (+5.36%) Homeowner's exemption | $68,390 (+6.96%) Land $17,351 Building $51,039 | $205,170 (+6.96%) Land $52,053 Building $153,117 |
| 2021 | $4,723.00 Homeowner's exemption | $63,940 Land $16,222 Building $47,718 | $191,820 Land $48,666 Building $143,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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