Middlesex County and Reading Town property record for 36 Prospect St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,925 sqft Living Area |
| Lot Size | 15,551 sqft (0.357 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2020) |
| Tax Bill | $11,539.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:015.0-0000-0173.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36 PROSPECT ST, READING, MA 01867-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 09, 2020 | Quit Claim Deed, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2020 · Amount on Record |
| Deed Sale | Apr 09, 2020 · Amount on Record |
| Prior Sale | Jun 27, 1969 · Amount on Record |
| Deed Doc Number | 202052722 |
| Deed Book / Page | 74440 / 57 |
| Transfer Doc | 44857-415 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 36 PROSPECT ST, READING, MA 01867-2821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082655-416 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 82655/416 |
| Instrument | 36153 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 09, 2020 |
| Property Address | 36 PROSPECT ST, READING, MA 01867-2821 |
| Document Number | 74440-57 |
| Book / Page | 74440 / 57 |
| Instrument Date | Apr 06, 2020 |
| Instrument | 52722 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 PROSPECT ST, READING, MA 01867-2821 |
| Document Number | 52723 |
|---|---|
| Date | Apr 09, 2020 |
| Instrument | 52723 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,539.00 (+2.99%) | $1,013,100 (+5.97%) Land $589,600 Building $423,500 | $889,105 (+20.79%) |
| 2024 | $11,204.00 (+0.39%) | $956,000 (+7.85%) Land $555,900 Building $400,100 | $736,060 |
| 2023 | $11,160.00 | $886,400 Land $514,800 Building $371,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:015.0-0000-0173.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,925 sqft Living Area |
| Gross Area | 3,929 sqft Gross Area |
| Basement Area | 1,275 sqft Basement |
| Unfinished Basement | 1,275 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,551 sqft (0.357 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 490000000360 |
|---|---|
| Street Address | 36 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2821 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 4 |
| Census Block | 4016 |
| Census Tract | 334200 |
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