Franklin County property record for 55 Overlook Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,424 sqft · built 2004 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,337 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 015 01-036 00 |
| Primary APN | 015 01-036 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 2,012 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Terrain | Steep |
| View / Lot | Waterfront |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 108 sqft |
| Patio Area | 208 sqft |
| Balcony Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Boat Access | Boat Access |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2961 |
|---|---|
| Street Address | 55 OVERLOOK RD |
| City | HARDY |
| State | VA |
| Zip | 24101-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PAGAN ISLE LOT 4 SECTION 2 |
| Legal Subdivision | PAGAN ISL |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20302 |
55 Overlook Rd is owned and occupied by two individuals.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 OVERLOOK RD, HARDY, VA 24101-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Mar 1, 2023 |
| Property Address | 55 OVERLOOK RD, HARDY, VA 24101-2713 |
| Document Number | 0011952904 |
| Book / Page | 1195 / 2904 |
| Map Reference | MB 3 PG 189 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 230001052 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 OVERLOOK RD, HARDY, VA 24101-2713 |
The 2025 property tax bill for 55 Overlook Rd was $2,337.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,337.00 | $543,500 Land $147,000 Building $396,500 | $543,500 Land $147,000 Building $396,500 |
| 2023 | $1,901.00 | $311,700 (-) Land $140,000 Building $171,700 | $311,700 (-) Land $140,000 Building $171,700 |
| 2022 | $311,700 Land $140,000 Building $171,700 | $311,700 Land $140,000 Building $171,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Overlook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 55 Overlook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 31 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Verizon, Xfinity, ZiTEL.
5G (outdoors only) and 4G LTE
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