Kershaw County property record for 36 Nature Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft · built 1995 |
| Lot Size | 1.1 acres (48,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,500 (Jan 2008) |
| Tax Bill | $1,091 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-03-0A-025-SDU |
| Primary APN | E335-03-0A-025-SDU |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,296 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Lot Area | 48,080 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Deck Area | 120 sqft |
| Account Number | 29550 |
|---|---|
| Street Address | 36 NATURE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Subdivision | WINDY HILLS DEVELOPMENT |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970907 |
Source: Kershaw County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 NATURE LN, ELGIN, SC 29045-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY |
| Mar 4, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2008 · Amount on Record |
| Deed Sale | Jan 24, 2008 · Amount on Record |
| Prior Sale | Jan 15, 2002 · Amount on Record |
| Deed Book / Page | 2305 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 13, 2026 |
| Property Address | 36 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000007746 |
| Book / Page | 5654 / 126 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20267746 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 36 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000007746, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 5654/126 |
| Instrument | 20267746 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 36 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000002310 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 36 NATURE LN ELGIN SC 290458896, ELGIN, SC 29045-8896 |
| Document Number | 0000002310 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 004186/000269 |
| Instrument | 2310 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 11, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 36 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000008650 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 36 NATURE LN ELGIN SC 290458896, ELGIN, SC 29045-8896 |
| Document Number | 0000008650 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 003770/000104 |
| Instrument | 8650 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 (-65.82%) | $166,600 (-) Land $30,000 Building $136,600 | $166,600 (-) |
| 2023 | $3,192.00 | $166,600 Land $30,000 Building $136,600 | $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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