10 Nature Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 10 Nature Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,081 sqft
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2019)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E335-03-0C-002-SDU`

Property Details

APN / Parcel Number

Primary APN	`E335-03-0C-002-SDU`
Alternative APN	`31276`

Interior

Stories	2 Stories
Building Area	2,081 sqft Gross Area
Gross Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Porch	Porch
Porch Area	217 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	31276
Old Parcel Number	E335-03-0C-002 SDU
Street Address	10 NATURE LN
City	ELGIN
State	SC
Zip	29045-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	WINDY HILLS SUBDIV LOT 2
Legal Subdivision	WINDY HILLS SUBDIV
Legal Lot Number	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	970907

Owner

10 Nature Ln is owned and occupied by two individuals who acquired it in August 2019.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	10 NATURE LN, ELGIN, SC 29045-8896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Deed Document Number	0004068210
Deed Book / Page	4068 / 210
Last Transfer Date	Aug 1, 2019
Transfer Doc	0000006113
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 1, 2019
Property Address	10 NATURE LN, ELGIN, SC 29045-8896
Document Number	0000006113
Book / Page	004068 / 000210
Instrument Date	Jul 31, 2019
Instrument	6113
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 NATURE LN ELGIN SC 290458896, ELGIN, SC 29045-8896

Mortgage

Document Number	6114
Date	Aug 1, 2019
Book Page	004068/000211
Instrument	6114

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10 Nature Ln was $1,103.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Municipality	Elgin Town
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00	$168,800 Land $30,000 Building $138,800	$168,800
2023	$761.00	$168,800 Land $30,000 Building $138,800	$168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Nature Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Nature Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20