Kershaw County property record for 44 Nature Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,575 sqft |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,385 (Jun 2019) |
| Tax Bill | $1,051 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Line of Credit Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-03-0A-023-SDU |
| Primary APN | E335-03-0A-023-SDU |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,575 sqft Gross Area |
| Gross Area | 1,551 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 24,829 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Account Number | 31295 |
|---|---|
| Old Parcel Number | E335-03-0A-023 SDU |
| Street Address | 44 NATURE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | WINDY HILL SUBDIV LOT 23 |
| Legal Subdivision | WINDY HILL SUBDIV |
| Legal Lot Number | 23 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970907 |
44 Nature Ln is owned and occupied by two individuals who acquired it in June 2019.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 NATURE LN, ELGIN, SC 29045-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2019 | Warranty Deed, Transfer · Line of Credit USAA |
| Jan 14, 2019 | Grant Deed, Transfer · FHA Mortgage GUILD MTG |
| Aug 21, 2018 | Court-Ordered Deed, Foreclosure · Line of Credit WILLIAM WISEMAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 0000403817 |
| Deed Book / Page | 4038 / 17 |
| Last Transfer Date | Jun 5, 2019 |
| Transfer Doc | 0000004334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 5, 2019 |
| Property Address | 44 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000004334 |
| Book / Page | 004038 / 000017 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 4334 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $582.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 NATURE LN ELGIN SC 290458896, ELGIN, SC 29045-8896 |
| Document Number | 4335 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 004038/000021 |
| Instrument | 4335 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 14, 2019 |
| Property Address | 44 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000000278 |
| Book / Page | 003973 / 000089 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 278 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 44 NATURE LN ELGIN SC 290458896, ELGIN, SC 29045-8896 |
| Document Number | 279 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 003973/000093 |
| Instrument | 279 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 21, 2018 |
| Property Address | 44 NATURE LN, ELGIN, SC 29045-8896 |
| Document Number | 0000006500 |
| Book / Page | 003905 / 000154 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 6500 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 341 CLAY RD CAMDEN SC 290201621, CAMDEN, SC 29020-1621 |
| Investor | Possibly a Property Investor |
| Document Number | 6501 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 003905/000156 |
| Instrument | 6501 |
| Name | WILLIAM WISEMAN |
|---|---|
| Address | 109 HIGHVIEW FARMS RD, BLYTHEWOOD, SC 29016-7803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 44 Nature Ln was $1,051.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051.00 | $159,100 Land $30,000 Building $129,100 | $159,100 |
| 2023 | $1,083.00 | $159,100 Land $30,000 Building $129,100 | $159,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Nature Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Nature Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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