36 Main St, Warwick, MD 21912 Property Records

Cecil County property record for 36 Main St, Warwick, MD 21912

Property Summary

Property TypeRural Home
Details2 ba · 2,352 sqft · built 1995
Lot Size29.3 acres (1,280,228 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jan 2018)
Tax Bill$3,342 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Sep 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-020099

Property Details

APN / Parcel Number

Primary APN01-020099
Alternative APNs
  • 1020099
  • 020099

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,352 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,280,228 sqft (29.3 acres)
Shed1 Shed
Shed Area2,560 sqft
Stable3,600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number020099
Street Address36 MAIN ST
CityWARWICK
StateMD
Zip21912-1114
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSAR
Legal DescriptionLOT 2A-29.397 ACRES 36 MAIN STREET E OF WARWICK
Legal SubdivisionROSSITER GORDON T & PATRICIA A
Legal Lot Number2A
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group2
Census Block2028
Census Tract30100

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address36 MAIN ST, WARWICK, MD 21912-1114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 26, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 5, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2018 · Amount on Record
Deed SaleJan 5, 2018 · Amount on Record
Prior SaleAug 17, 2007 · Amount on Record
Deed Book / Page4185 / 153
Transfer Doc0000240000
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address36 MAIN ST, WARWICK, MD 21912-1114
Transaction TypeMortgage
Record UpdatedMar 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 MAIN ST, WARWICK, MD 21912-1114

Mortgage

Document Number0053030069
DateMar 14, 2023
Book Page5303/69
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address36 MAIN ST, WARWICK, MD 21912-1114
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041270190
DateSep 7, 2017
Book Page4127/190
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2047

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address36 MAIN ST, WARWICK, MD 21912-1114
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044360155
DateJul 26, 2019
Book Page4436/155
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateJan 5, 2018
Property Address36 MAIN ST, WARWICK, MD 21912-1114
Document Number0041850153
Book / Page004185 / 000153
Instrument DateDec 27, 2017
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address36 MAIN ST WARWICK MD 219121114, WARWICK, MD 21912-1114

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,800 (+20.31%)$351,700 (+28.36%) Land $61,400 Building $290,300
2025$3,342.00 (+42.21%)
2023$2,350.00$270,800$274,000 Land $61,400 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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