14 Main St, Warwick, MD 21912 Property Records

Cecil County property record for 14 Main St, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,920 sqft · built 1940
Lot Size	0.636 acres (27,720 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Sep 2024)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-004166`

Property Details

APN / Parcel Number

Primary APN	`01-004166`
Alternative APNs	`1004166` `004166`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,720 sqft (0.636 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004166
Street Address	14 MAIN ST
City	WARWICK
State	MD
Zip	21912-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	.6363 ACRE 14 MAIN STREET WARWICK
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2028
Census Tract	30100

Owner

Source: Cecil County records · APN 01-004166

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 MAIN ST, WARWICK, MD 21912-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2021	Deed, Transfer · Stand-Alone First Mortgage H DONALD DUBREE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	14 MAIN ST, WARWICK, MD 21912-1114
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MAIN ST, WARWICK, MD 21912-1114

Mortgage

Document Number	0052840378
Date	Jan 19, 2023
Book Page	5284/378

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 15, 2021
Property Address	14 MAIN ST, WARWICK, MD 21912-1114
Document Number	0050590179
Book / Page	5059 / 179
Instrument Date	Dec 08, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EXECUTIVE ABSTRACT, TS EXECUTIVE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005059183
Date	Dec 15, 2021
Instrument	5059/183

Lender

Name	H DONALD DUBREE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,233 (+67.52%)	$277,300 (+95.14%) Land $76,800 Building $200,500
2025	$2,108.00 (+32.5%)
2023	$1,591.00	$138,633	$142,100 Land $76,800 Building $65,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Choptank Electric Cooperative Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ALTIUS Communications.

Based on FCC filings for 69 locations within half a mile of this property.

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