Cecil County property record for 38 Main St, Warwick, MD 21912 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1900 |
| Square Footage | 3,360 sqft Total Area |
| Lot Size | 12,022 sqft (0.276 acres) |
| Last Sale | $248,500 (2025) |
| Tax Bill | $3,641.00 (2025) |
| Primary APN | 07-014503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,360 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 12,022 sqft (0.276 acres) |
| Porch | Slab |
| Porch Area | 300 sqft Porch |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 014503 |
|---|---|
| Street Address | 38 MAIN ST |
| City | WARWICK |
| State | MD |
| Zip | 21912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 - .2760 ACRE 38,40 & 42 MAIN STREET PORT DEPOSIT |
| Legal Subdivision | CRESWELL |
| Legal Lot Number | 7 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30100 |
Source: Cecil County records · APN 07-014503
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 W BELCREST RD, BEL AIR, MD 21014-5309 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Jun 04, 2019 | Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Jun 04, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 38 MAIN ST, WARWICK, MD 21912 |
| Document Number | 0045920141 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 38 N MAIN ST BAINBRIDGE MD 219041210, BAINBRIDGE, MD 21904-1210 |
| Document Number | 0045920141 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 004592/000141 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 04, 2019 |
| Property Address | 38 MAIN ST, WARWICK, MD 21912 |
| Document Number | 0044090465 |
| Book / Page | 4409 / 465 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5910 MARLUTH AVE, BALTIMORE, MD 21206-2718 |
| Document Number | 0004409470 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 4409/470 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Port Deposit Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,300 (+20.81%) Land $58,400 Building $123,900 | $182,300 (+20.81%) Land $58,400 Building $123,900 | |
| 2025 | $3,641.00 (+10.07%) | ||
| 2023 | $3,308.00 | $150,900 Land $58,400 Building $92,500 | $150,900 Land $58,400 Building $92,500 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Port Deposit listed 1978 · 192 contributing resources · NRIS 78001452 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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