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36 Main St, #38, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 36 Main St, #38, Gardner, MA 01440

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details10 bd · 2 ba · 14,448 sqft · built 1915
Lot Size0.155 acres (6,772 sqft)
Owner2 Individual Names on File
Last Sale$37,000 (Apr 2000)
Tax Bill$132 (2025)
Deeds & MortgagesFeb 2022 Transfer
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APNGARD M:M22 B:5 L:45

Property Details

APN / Parcel Number

Primary APNGARD M:M22 B:5 L:45
Alternative APN
  • M:O-24 B:0005 L:0045

Interior

Bedrooms10 Beds
Full Baths2 Baths
Units11 Units
Stories3 Stories
Building Area14,448 sqft Total Area
Gross Area21,048 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area6,772 sqft (0.155 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address36 MAIN ST, 38
CityGARDNER
StateMA
Zip01440
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block5
Legal Lot Number45
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3005
Census Tract707300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Gardner Square Historic District
listed 1985 · 35 contributing resources · NRIS 85003185

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

36 Main St, #38 is owned by two individuals who acquired it in May 2024.

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address38 MAIN ST, GARDNER, MA 01440-2649
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 10, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2000 · Amount on File
Deed SaleApr 3, 2000 · Amount on File
Last Transfer DateMay 6, 2024
Transfer Doc0070492-80
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateFeb 10, 2022
Property Address36-38 MAIN ST, GARDNER, MA 01440
Document Number067099-172
Book / Page67099 / 172
Instrument DateFeb 9, 2022
Instrument16497
Transaction TypeTransfer
Record UpdatedFeb 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 MAIN ST, GARDNER, MA 01440-2649

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateFeb 10, 2022
Property Address36-38 MAIN ST, GARDNER, MA 01440
Document Number067099-158
Book / Page67099 / 158
Instrument DateFeb 9, 2022
Instrument16493
Transaction TypeTransfer
Record UpdatedFeb 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 SCHOOL ST, GARDNER, MA 01440-2782

Tax Assessment & Valuation

The 2025 property tax bill for 36 Main St, #38 was $132, down 98.5% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$132.00 (-98.53%)$920,400 (+53.25%) Land $296,000 Building $624,400$1,629,250
2024$9,003.00 (-4.49%)$600,600 (+2.77%) Land $86,500 Building $514,100
2023$9,426.00$584,400 Land $84,100 Building $500,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Main St, #38 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Main St, #38 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Gateway Fiber
Fiber		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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