Worcester County and Gardner City property record for 14 Main St, Gardner, MA 01440
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 20 bd · 32 ba · 45,934 sqft · built 1915 |
| Lot Size | 0.391 acres (17,041 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Sep 2008) |
| Tax Bill | $404 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:5 L:42 |
| Primary APN | GARD M:M22 B:5 L:42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 20 Beds |
|---|---|
| Full Baths | 32 Baths |
| Total Rooms | 80 Rooms |
| Units | 45 Units |
| Stories | 4 Stories |
| Building Area | 45,934 sqft Total Area |
| Gross Area | 49,422 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 17,041 sqft (0.391 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 MAIN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2652 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 5 |
| Legal Lot Number | 42 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 707300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Gardner Square Historic District listed 1985 · 35 contributing resources · NRIS 85003185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Gardner City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 69 MASSACHUSETTS AVE, LUNENBURG, MA 01462-1212 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2008 · Amount on Record |
| Deed Sale | Sep 11, 2008 · Amount on Record |
| Prior Sale | Apr 30, 2008 · Amount on Record |
| Deed Document Number | 2008101918 |
| Deed Book / Page | 43298 / 332 |
| Record Updated | Sep 20, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $404.00 (-98.66%) | $2,815,200 (+39.72%) Land $744,200 Building $2,071,000 |
| 2024 | $30,203.00 (-2.88%) | $2,014,900 (+4.5%) Land $132,800 Building $1,882,100 |
| 2023 | $31,100.00 | $1,928,100 Land $95,600 Building $1,832,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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