58 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 58 Main St, Gardner, MA 01440

Property Summary

Property Type	Exempt (Full or Partial)
Details	1 ba · 2,005 sqft · built 1900
Lot Size	1.82 acres (79,279 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Oct 2018)
Tax Bill	$3,829 (2018)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:O-24 B:0037C L:0044A`

Property Details

APN / Parcel Number

Primary APN	`M:O-24 B:0037C L:0044A`
Alternative APN	`GARD M:M22 B:5 L:44A`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,005 sqft Total Area
Gross Area	2,084 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Other
Lot Area	79,279 sqft (1.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Wood

Location & Zoning

Street Address	58 MAIN ST
City	GARDNER
State	MA
Zip	01440
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Block	5
Legal Lot Number	44A
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3005
Census Tract	707300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Gardner Square Historic District listed 1985 · 35 contributing resources · NRIS 85003185

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	115 PLEASANT ST, GARDNER, MA 01440-2610
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Jul 12, 2002 · Amount on Record
Deed Book / Page	59492 / 386
Record Updated	Jun 8, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 1, 2018
Property Address	58 MAIN ST, BALDWINVILLE, MA 01436-1367
Document Number	59492-386
Book / Page	059492 / 000386
Instrument Date	Aug 24, 2018
Instrument	104486
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 PLEASANT ST GARDNER MA 014402610, GARDNER, MA 01440-2610

Mortgage

Document Number	59493-1
Date	Oct 1, 2018
Book Page	059493/000001
Instrument	104487

Lender

Name	MASS DEV FIN'L AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$347,700 (+14.94%) Land $194,600 Building $153,100
2024		$302,500 (+32.68%) Land $185,200 Building $117,300
2023		$228,000 Land $112,300 Building $115,700
2018	$3,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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