36 Gerald Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 36 Gerald Ave, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,400 sqft · built 1952
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2008)
Tax Bill	$8,323 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`54-326-00-0046`

Property Details

APN / Parcel Number

Primary APN	`54-326-00-0046`
Alternative APNs	`2009-54-326-00-0046-0` `54326000046000000000` `282009 54.-326-46` `54326 00460`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	7,600 sqft (0.175 acres)
Lot Dimensions	95 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54326 00460
Street Address	36 GERALD AVE
City	FREEPORT
State	NY
Zip	11520-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46-49
Legal Block	326
Legal Lot Number	46-49
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3004
Census Tract	414501

Owner

36 Gerald Ave is owned and occupied by two individuals who bought it in May 2008.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 GERALD AVE, FREEPORT, NY 11520-5931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2008 · Amount on File
Deed Sale	May 7, 2008 · Amount on File
Deed Book / Page	12390 / 920
Prior Transfer Date	Nov 23, 2007
Prior Transfer Doc	0123470000000988
Record Updated	Sep 20, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU NY
Property Address	36 GERALD AVE, FREEPORT, NY 11520-5931
Document Number	0424590480
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GERALD AVE FREEPORT NY 115205931, FREEPORT, NY 11520-5931

Mortgage

Document Number	0424590480
Date	Oct 24, 2017
Book Page	042459/000480
Instrument	106125

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 36 Gerald Ave was $8,323.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386 (-) Land $186 Building $200	$386,000 (-)
2025	$8,323.00	$386 Land $186 Building $200	$386,000
2023	$8,193.00 Additional exemption filed	$386 Land $186 Building $200	$386,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 36 Gerald Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 161 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	496 (1978–2024)
Claims Outside the SFHA	11 of 496
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Sep 2011 · 115 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 36 Gerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20