35 Gerald Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 35 Gerald Ave, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,770 sqft · built 1957
Lot Size0.137 acres (5,985 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (Oct 2020)
Tax Bill$8,473 (2025)
Deeds & MortgagesJul 2019 Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN54-325-00-0066

Property Details

APN / Parcel Number

Primary APN54-325-00-0066
Alternative APNs
  • 2009-54-325-00-0066-0
  • 54325000066000000000
  • 282009 54.-325-66
  • 54325 00660

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,315 sqft
Basement Area455 sqft
Finished Basement455 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area5,985 sqft (0.137 acres)
Lot Dimensions95 ft deep x 63 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54325 00660
Street Address35 GERALD AVE
CityFREEPORT
StateNY
Zip11520-5903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block325
Legal Lot Number66
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3003
Census Tract414501

Owner

Source: Nassau County and Hempstead Town records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 GERALD AVE, FREEPORT, NY 11520-5903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK
Oct 22, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BANK
Jun 11, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Prior SaleNov 7, 2012 · Amount on Record
Deed Document Number2020100139
Deed Book / Page13991 / 603
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address35 GERALD AVE, FREEPORT, NY 11520-5903
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0435370600
DateJul 11, 2019
Book Page43537/600
Instrument2019-056945
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2034
Interest
Rate TypeFixed Rate

October 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateOct 22, 2020
Property Address35 GERALD AVE, FREEPORT, NY 11520-5903
Document Number0139910603
Book / Page13991 / 603
Map ReferenceMAP709 CASE827
Instrument DateOct 13, 2020
Instrument2020-100139
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 MURDOCK AVE, QUEENS VILLAGE, NY 11429

Mortgage

Document Number2020100140
DateOct 22, 2020
Instrument2020-100140
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address35 GERALD AVE, FREEPORT, NY 11520-5903
Document Number0435370617
Instrument DateJun 11, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 GERALD AVE FREEPORT NY 115205903, FREEPORT, NY 11520-5903

Mortgage

Document Number0435370617
DateJul 11, 2019
Book Page043537/000617
Lender
NameJP MORGAN CHASE BK
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 10, 2034
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408 (-) Land $145 Building $263$408,000 (-)
2025$8,473.00 (+0.89%) Homeowner's exemption$408 (-3.09%) Land $145 Building $263$408,000 (-3.09%)
2023$8,398.00 Additional exemption filed$421 Land $157 Building $264$421,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 161 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims496 (1978–2024)
Claims Outside the SFHA11 of 496
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 172 claims
  • Hurricane Irene, Sep 2011 · 115 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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