Nassau County and Hempstead Town property record for 16 Gerald Ave, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,383 sqft · built 1960 |
| Lot Size | 0.118 acres (5,130 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,771 (2025) |
| Deeds & Mortgages | Sep 2026 Second Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 54-326-00-0036 |
| Primary APN | 54-326-00-0036 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,719 sqft |
| 1st Floor Area | 1,383 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Other |
| Lot Area | 5,130 sqft (0.118 acres) |
| Lot Dimensions | 95 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Concrete/Masonry Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54326 00360 |
|---|---|
| Street Address | 16 GERALD AVE |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36-37,54 |
| Legal Block | 326 |
| Legal Lot Number | 36 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 414501 |
16 Gerald Ave is owned and occupied by two individuals who acquired it in May 2025.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 GERALD AVE, FREEPORT, NY 11520-5931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage |
| May 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NASSAU EDUCATORS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2025 |
| Transfer Doc | D146270985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Sep 8, 2026 |
| Property Address | 16 GERALD AVE, FREEPORT, NY 11520-5931 |
| Document Number | 0000061079 |
| Book / Page | 48637 / 480 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202661079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 GERALD AVE, FREEPORT, NY 11520-5931 |
| Document Number | 0000061079, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 48637/480 |
| Instrument | 202661079 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 16 GERALD AVE, FREEPORT, NY 11520-5931 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 GERALD AVE, FREEPORT, NY 11520-5931 |
| Investor | Possibly a Property Investor |
| Document Number | M479870437 |
|---|---|
| Date | May 30, 2025 |
| Book Page | M47987/437 |
| Instrument | 2025-33577 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | 48354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 16 GERALD AVE, FREEPORT, NY 11520-5931 |
| Document Number | 0424240463 |
| Book / Page | 042424 / 000463 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 16 GERALD AVE FREEPORT NY 115205931, FREEPORT, NY 11520-5931 |
| Document Number | 0424240463 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 042424/000463 |
| Instrument | 100055 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | WESTBURY, NY 11590 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 4, 2027 |
The 2025 property tax bill for 16 Gerald Ave was $7,771.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426 (+5.97%) Land $152 Building $274 | $427,000 (-) | |
| 2025 | $7,771.00 | $402 Land $152 Building $250 | $427,000 |
| 2023 | $6,010.00 Homeowner's exemption | $400 Land $142 Building $258 | $400,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Gerald Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 496 (1978–2024) |
| Claims Outside the SFHA | 11 of 496 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Gerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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