35 Elder Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 35 Elder Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,251 sqft · built 1992
Lot Size0.233 acres (10,149 sqft)
Owner2 Individual Names on Record
Last Sale$616,000 (May 2022)
Tax Bill$6,435 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7034-00530-0070

Property Details

APN / Parcel Number

Primary APN07-11-31-7034-00530-0070

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,251 sqft Living Area
Gross Area3,386 sqft
1st Floor Area2,251 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,149 sqft (0.233 acres)
DrivewayDriveway
Driveway Area1,113 sqft
Pool Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address35 ELDER DR
CityPALM COAST
StateFL
Zip32164-6254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 34 BLOCK 00053 LOT 0007 SUBDIVISION COMPLETION YEAR 1982 OR 210 PG 225 OR 267 PG 661 SOR 361 PG 566 OR 458 PG 431 OR 857 PG 536 OR 1826/799 OR 1861/383 OR 2063/498
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block53
Legal Lot Number7
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1039
Census Tract60218

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 ELDER DR, PALM COAST, FL 32164-6254
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
May 19, 2022Warranty Deed, Transfer · Balloon Mortgage
ELLEN LANGER LIVING TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Prior SaleMay 11, 2015 · Amount on Record
Deed Document Number202226202
Deed Book / Page2689 / 495
Prior Transfer DateFeb 23, 2012
Prior Transfer Doc0018610383
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address35 ELDER DR, PALM COAST, FL 32164-6254
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 ELDER DR, PALM COAST, FL 32164-6254

Mortgage

Document Number0025780260
DateJun 25, 2021
Book Page2578/260
Instrument2021035356
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 19, 2022
Property Address35 ELDER DR, PALM COAST, FL 32164-6254
Document Number0026890495
Book / Page2689 / 495
Map ReferenceMB 11 PG 30-49
Instrument DateMay 13, 2022
Instrument2022026202
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,312.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 WOODPECKER LN, 406, FLAGLER BEACH, FL 32136-4313

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address35 ELDER DR, PALM COAST, FL 32164-6254

Mortgage

Document Number0002689497
DateMay 19, 2022
Instrument2689/497
Lender
NameELLEN LANGER LIVING TRUST
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,435.00 (+0.63%) Homeowner's exemption$397,218 (+4.44%) Land $78,500 Building $318,718$397,218 (+4.44%) Land $78,500 Building $318,718
2024$6,395.00 (+2.24%)
2023$6,255.00 (-8.49%) Homeowner's exemption$380,347 (+5.88%) Land $68,000 Building $312,347$380,347 (+5.88%) Land $68,000 Building $312,347
2022$6,835.00$359,210 Land $72,500 Building $286,710$359,210 Land $72,500 Building $286,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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