Flagler County property record for 33 Elder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,380 sqft · built 2000 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Company Name on Record |
| Last Sale | $32,000 (Nov 1998) |
| Tax Bill | $2,709 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00530-0060 |
| Primary APN | 07-11-31-7034-00530-0060 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 3,413 sqft |
| 1st Floor Area | 2,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,149 sqft (0.233 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Pool Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 33 ELDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 53 LT 6 OR 215 PG 926 OR 619 PG 989 OR 634 PG 1458 OR 2238/1937-RDMN KRISTINA SHOLES & PATRICK BUNCE JTWROS |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 53 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 33 ELDER DR, PALM COAST, FL 32164-6254 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 1998 · Amount on Record |
| Deed Sale | Nov 25, 1998 · Amount on Record |
| Prior Sale | Jun 24, 1998 · Amount on Record |
| Deed Book / Page | 634 / 1458 |
| Last Transfer Date | Oct 24, 2017 |
| Transfer Doc | 0022381937 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 33 ELDER DR, PALM COAST, FL 32164-6254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0022000509 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 2200/0509 |
| Instrument | 2017013974 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 33 ELDER DR, PALM COAST, FL 32164-6254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 33 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0026881214 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 2688/1214 |
| Instrument | 2022025802 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 30, 2017 |
| Property Address | 33 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0022381937 |
| Book / Page | 002238 / 001937 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 38060 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 33 ELDER DR PALM COAST FL 321646254, PALM COAST, FL 32164-6254 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,709.00 (+2.34%) Homeowner's exemption Senior Citizen's exemption | $227,494 (+5.99%) | $386,969 (+9.73%) Land $78,500 Building $308,469 |
| 2024 | $2,647.00 (+3.6%) | ||
| 2023 | $2,555.00 (+2.04%) Homeowner's exemption Additional exemption filed | $214,643 (+3%) | $352,655 (+2.16%) Land $68,000 Building $284,655 |
| 2022 | $2,504.00 Homeowner's exemption Additional exemption filed | $208,391 | $345,201 Land $72,500 Building $272,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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