36 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 36 E Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,410 sqft · built 1977
Lot Size2.03 acres (88,862 sqft)
OwnerIndividual Name on Record
Last Sale$1,375,000 (Oct 2021)
Tax Bill$13,738 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jan 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN58-02003-0000-00045

Property Details

APN / Parcel Number

Primary APN58-02003-0000-00045
Alternative APNs
  • 580200300045
  • 069701

Interior

Building Area3,410 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area88,862 sqft

Location & Zoning

Account Number069701
Street Address36 E SADDLE RIVER RD
CitySADDLE RIVER
StateNJ
Zip07458-3205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2.04 AC (12,8-A)
Legal Block2003
Legal Lot Number45
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group1
Census Block1006
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address36 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 29, 2021Grant Deed, Transfer
FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC
Nov 20, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleJan 29, 2021 · Amount on Record
Deed Document Number2021161906
Deed Book / Page4431 / 1146
Record UpdatedOct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateOct 27, 2021
Property Address36 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3205
Document Number0044311146
Book / Page4431 / 1146
Instrument DateAug 12, 2021
Instrument2021161906
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyLEMONBREW ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 WOODFIELD LN, 23, SADDLE RIVER, NJ 07458-3219

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3205

Mortgage

Document Number2021161907
DateOct 27, 2021
Instrument2021161907
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
Type Change DateOct 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7%
IndexOther
Max Rate7%

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJan 29, 2021
Property Address36 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3205
Document Number0039360665
Book / Page003936 / 000665
Instrument DateDec 10, 2020
Transaction TypeTransfer
Record UpdatedMar 1, 2021
Title CompanyFIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 E SADDLE RIVER RD SADDLE RIVER NJ 074583205, SADDLE RIVER, NJ 07458-3205

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address36 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3205
Document Number0034401544
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address36 E SADDLE RIVER RD SADDLE RIVER NJ 074583205, SADDLE RIVER, NJ 07458-3205

Mortgage

Document Number0034401544
DateDec 16, 2019
Book Page003440/001544
Instrument87775
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueDec 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,287,500 (-) Land $757,700 Building $529,800$1,287,500 (-) Land $757,700 Building $529,800
2025$13,738.00 (+3%)$1,287,500 (-) Land $757,700 Building $529,800$1,287,500 (-) Land $757,700 Building $529,800
2024$13,338.00 (+4.23%)
2023$1,287,500 Land $757,700 Building $529,800$1,287,500 Land $757,700 Building $529,800
2022$12,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (1999–2021)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Sep 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE RIVER WATER UTILITY
serves 600 people · EPA ID NJ0258001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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