46 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 46 E Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,877 sqft · built 1958
Lot Size	2.86 acres (125,017 sqft)
Owner	2 Individual Names on Record
Tax Bill	$29,867 (2025)
Deeds & Mortgages	Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`58-02003-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`58-02003-0000-00048`
Alternative APNs	`580200300048` `069100`

Interior

Stories	1 Story
Building Area	6,877 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	125,017 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	069100
Street Address	46 E SADDLE RIVER RD
City	SADDLE RIVER
State	NJ
Zip	07458-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.87 AC (12,4-A)
Legal Block	2003
Legal Lot Number	48
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	1
Census Block	1006
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 DUNCAN RD, HO HO KUS, NJ 07423-1015
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 7, 2021
Transfer Doc	0043200923
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Aug 9, 2021
Property Address	46 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3217
Document Number	0043200923
Book / Page	4320 / 923
Instrument Date	May 7, 2021
Instrument	2021128092
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 E SADDLE RIVER RD, 46, SADDLE RIVER, NJ 07458-3217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DUNCAN RD, HO HO KUS, NJ 07423-1015
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,799,200 (-) Land $880,700 Building $1,918,500	$2,799,200 (-) Land $880,700 Building $1,918,500
2025	$29,867.00 (+70.77%)	$2,799,200 (+65.81%) Land $880,700 Building $1,918,500	$2,799,200 (+65.81%) Land $880,700 Building $1,918,500
2024	$17,490.00 (+4.23%)
2023		$1,688,200 Land $880,700 Building $807,500	$1,688,200 Land $880,700 Building $807,500
2022	$16,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (1999–2021)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Sep 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300