Bergen County and Saddle River Borough property record for 21 E Saddle River Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,968 sqft · built 1939 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $745,000 (Aug 2020) |
| Tax Bill | $12,432 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-02002-0000-00008 |
| Primary APN | 58-02002-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,968 sqft Living Area |
| 1st Floor Area | 2,968 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 072800 |
|---|---|
| Street Address | 21 E SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2AC (14,7) |
| Legal Block | 2002 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 53100 |
21 E Saddle River Rd is owned by two individuals who bought it in August 2020.
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 E SADDLE RIVER RD, W, SADDLE RIVER, NJ 07458-3204 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 20, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on File |
| Deed Sale | Aug 20, 2020 · Amount on File |
| Deed Document Number | 202075947 |
| Deed Book / Page | 3675 / 876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3204 |
| Document Number | 0036750882 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE TITLE AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 E SADDLE RIVER RD SADDLE RIVER NJ 074583204, SADDLE RIVER, NJ 07458-3204 |
| Document Number | 0036750882 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 003675/000882 |
| Instrument | 75948 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 20, 2020 |
| Property Address | 21 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3204 |
| Document Number | 0036750876 |
| Book / Page | 3675 / 876 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 20-075947 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | EMPIRE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,722.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 AMERICAN BLVD, 1300, PENNINGTON, NJ 08534-4135 |
| Name | Verified Name |
|---|---|
| Address | 21 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3204 |
| Document Number | 0020075948 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 20-075948 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 21 E Saddle River Rd was $12,432, up 3% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,165,100 (-) Land $754,500 Building $410,600 | $1,165,100 (-) Land $754,500 Building $410,600 | |
| 2025 | $12,432.00 (+3%) | $1,165,100 Land $754,500 Building $410,600 | $1,165,100 Land $754,500 Building $410,600 |
| 2024 | $12,070.00 | ||
| 2023 | $1,003,900 Land $754,500 Building $249,400 | $1,003,900 Land $754,500 Building $249,400 | |
| 2022 | $9,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 E Saddle River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 E Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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