36 Bad Mule Rd, Durango, CO 81301 Property Records

La Plata County property record for 36 Bad Mule Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 2005
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Dec 2018)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-123-03-003`

Property Details

APN / Parcel Number

Primary APN	`5665-123-03-003`
Alternative APN	`R426907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached
Garage Area	540 sqft
Porch	Unfinished Open Porch
Porch Area	332 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R426907
Street Address	36 BAD MULE RD
City	DURANGO
State	CO
Zip	81301-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: WHISTLING HORSE RANCH LOT: 3 PROJ 2004-0122 36 BAD MULE RD DURANGO 81301
Legal Subdivision	WHISTLING HORSE RANCH
Legal Block	1
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1013
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 BAD MULE RD, DURANGO, CO 81301-7292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 21, 2018	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Sep 4, 2013 · Amount on Record
Deed Document Number	20181151899
Prior Transfer Date	Oct 14, 2005
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	36 BAD MULE RD, DURANGO, CO 81301-7292
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001225621
Date	Sep 11, 2023
Instrument	1225621

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	36 BAD MULE RD, DURANGO, CO 81301-7292
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001188787
Date	Mar 17, 2021
Instrument	1188787

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	36 BAD MULE RD, DURANGO, CO 81301-7292
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001156318
Date	May 10, 2019
Instrument	1156318

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 21, 2018
Property Address	36 BAD MULE RD, DURANGO, CO 81301-7292
Document Number	0001151899
Map Reference	DOC 889109
Instrument Date	Dec 20, 2018
Instrument	1151899
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36 BAD MULE RD, DURANGO, CO 81301-7292

Mortgage

Document Number	0001151900
Date	Dec 21, 2018
Instrument	1151900

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,480 (-1.52%) Land $10,040 Building $35,440	$738,830 (-) Land $163,130 Building $575,700
2025	$3,054.00 (+72.84%)	$46,180 (+31.19%) Land $10,200 Building $35,980	$738,830 (+40.64%) Land $163,130 Building $575,700
2023	$1,767.00 (+57.21%)	$35,200 (+37.29%) Land $9,140 Building $26,060	$525,340 (+42.36%) Land $136,350 Building $388,990
2022	$1,124.00	$25,640 Land $7,120 Building $18,520	$369,030 Land $102,500 Building $266,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Visionary Broadband.

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