18 Bad Mule Rd, Durango, CO 81301 Property Records

La Plata County property record for 18 Bad Mule Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,300 (Jul 2006)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5665-123-03-002`

Property Details

APN / Parcel Number

Primary APN	`5665-123-03-002`
Alternative APN	`R426906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,734 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	291 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R426906
Street Address	18 BAD MULE RD
City	DURANGO
State	CO
Zip	81301-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: WHISTLING HORSE RANCH LOT: 2 PROJ 2004-0122 18 BAD MULE RD DURANGO 81301
Legal Subdivision	WHISTLING HORSE RANCH
Legal Block	1
Legal Lot Number	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1013
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 BAD MULE RD, DURANGO, CO 81301-7292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF CO
Nov 22, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	2006937503
Last Transfer Date	Feb 19, 2024
Transfer Doc	0001230061
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Feb 26, 2024
Property Address	18 BAD MULE RD, DURANGO, CO 81301-7292
Document Number	0001230061
Map Reference	DOC 889109
Instrument Date	Feb 19, 2024
Instrument	1230061
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 BAD MULE RD, DURANGO, CO 81301-7292

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	18 BAD MULE RD, DURANGO, CO 81301-7292
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BAD MULE RD, DURANGO, CO 81301-7292

Mortgage

Document Number	0001228606
Date	Dec 27, 2023
Instrument	1228606

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	18 BAD MULE RD, DURANGO, CO 81301-7292
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	CAPSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187283
Date	Feb 23, 2021
Instrument	1187283

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	18 BAD MULE RD, DURANGO, CO 81301-7292
Document Number	0001169932
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE DURANGO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BAD MULE RD DURANGO CO 813017292, DURANGO, CO 81301-7292

Mortgage

Document Number	0001169932
Date	Apr 7, 2020
Instrument	1169932

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 22, 2017
Property Address	18 BAD MULE RD, DURANGO, CO 81301-7292
Document Number	0001136458
Instrument Date	Nov 22, 2017
Instrument	1136458
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BAD MULE RD DURANGO CO 813017292, DURANGO, CO 81301-7292

Mortgage

Document Number	1136459
Date	Nov 22, 2017
Instrument	1136459

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,290 (-1.99%) Land $9,990 Building $33,300	$706,620 (-) Land $163,130 Building $543,490
2025	$2,921.00 (+44.46%)	$44,170 (+32.01%) Land $10,200 Building $33,970	$706,620 (+41.48%) Land $163,130 Building $543,490
2024	$2,022.00 (+20.43%)
2023	$1,679.00 (+56.19%)	$33,460 (+36.4%) Land $9,090 Building $24,370	$499,440 (+41.49%) Land $135,690 Building $363,750
2022	$1,075.00	$24,530 Land $7,120 Building $17,410	$352,980 Land $102,500 Building $250,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Visionary Broadband.

Nearby Properties on Bad Mule Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures