Kane County property record for 35W498 Elder Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,703 sqft · built 2003 |
| Lot Size | 0.432 acres (18,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Apr 2003) |
| Tax Bill | $9,082 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-383-007 |
| Primary APN | 09-10-383-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| Basement Area | 1,703 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,805 sqft (0.432 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Old Parcel Number | 0910383007 |
|---|---|
| Street Address | 35W498 ELDER AVE |
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX RIVER ESTATES SUB - LOTS 59 & 60 DESC IN DOC 2003K068364 |
| Legal Subdivision | FOX RIVER ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 59,60 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 852001 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35W498 ELDER AVE, SAINT CHARLES, IL 60174-6536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2003 · Amount on Record |
| Deed Sale | Apr 25, 2003 · Amount on Record |
| Deed Document Number | 200368364 |
| Last Transfer Date | Sep 11, 2015 |
| Transfer Doc | 0000050721 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,082.00 (+13.37%) | $144,040 (+30.08%) Land $34,354 Building $109,686 | $432,293 (+30.13%) Land $103,103 Building $329,190 |
| 2022 | $8,011.00 (+6.13%) Homeowner's exemption | $110,735 (+4.91%) Land $36,893 Building $73,842 | $332,205 (+4.91%) Land $110,679 Building $221,526 |
| 2021 | $7,548.00 Homeowner's exemption | $105,552 Land $35,166 Building $70,386 | $316,656 Land $105,498 Building $211,158 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 36 (1978–2020) |
| Claims Outside the SFHA | 8 of 36 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures