35W397 Elder Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 35W397 Elder Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,479 sqft · built 1935
Lot Size0.359 acres (15,625 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Nov 2021)
Tax Bill$3,426 (2025)
Deeds & MortgagesNov 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-10-460-001

Property Details

APN / Parcel Number

Primary APN09-10-460-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,479 sqft Living Area
Basement Area780 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1959
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,625 sqft (0.359 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address35W397 ELDER AVE
CitySAINT CHARLES
StateIL
Zip60174-6582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 ESTATES
Legal SubdivisionFOX RIVER ESTATES
Legal Block4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4006
Census Tract852001

Owner

35W397 Elder Ave is owned and occupied by an individual who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address35W397 ELDER AVE, SAINT CHARLES, IL 60174-6582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2021 · Amount on File
Deed SaleNov 15, 2021 · Amount on File
Deed Document Number202185896
Prior Transfer DateOct 24, 2000
Prior Transfer Doc0000084856
Record UpdatedSep 20, 2026

November 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionKANE IL
Recording DateNov 15, 2021
Property Address35W397 ELDER AVE, ST CHARLES, IL 60174-6582
Document Number0000085896
Instrument DateOct 19, 2020
Instrument2021K085896
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35W397 ELDER AVE, SAINT CHARLES, IL 60174-6582

Tax Assessment & Valuation

The 2025 property tax bill for 35W397 Elder Ave was $3,426 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,426.00 Homeowner's exemption$82,430 (+12.96%) Land $38,396 Building $44,034$247,389 (+12.96%) Land $115,234 Building $132,155
2024$72,975 Land $35,378 Building $37,597$219,013 Land $106,176 Building $112,836
2022$3,502.00 (+31.36%) Homeowner's exemption$51,795 (+47.28%) Land $36,893 Building $14,902$155,385 (+47.28%) Land $110,679 Building $44,706
2021$2,666.00$35,167 Land $35,166 Building $1$105,501 Land $105,498 Building $3

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35W397 Elder Ave in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims36 (1978–2020)
Claims Outside the SFHA8 of 36
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35W397 Elder Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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