Kane County property record for 35W384 Elder Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,048 sqft · built 1978 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Mar 2005) |
| Tax Bill | $5,758 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-458-009 |
| Primary APN | 09-10-458-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 35W384 ELDER AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-6538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 IN FOX RIVER ESTATES FIRST ADD |
| Legal Subdivision | FOX RIVER ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 852001 |
35W384 Elder Ave is owned and occupied by two individuals who bought it in March 2005.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35W384 ELDER AVE, SAINT CHARLES, IL 60174-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2005 · Amount on File |
| Deed Sale | Mar 22, 2005 · Amount on File |
| Prior Sale | Oct 13, 2004 |
| Deed Document Number | 200531690 |
| Prior Transfer Date | May 30, 2000 |
| Prior Transfer Doc | 0000016861 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 35W384 Elder Ave was $5,758.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,758.00 | $86,253 (+14.78%) Land $22,229 Building $64,024 | $258,863 (+14.78%) Land $66,714 Building $192,149 |
| 2024 | $75,148 Land $20,482 Building $54,666 | $225,534 Land $61,471 Building $164,064 | |
| 2022 | $4,728.00 (+5.82%) | $61,822 (+4.91%) Land $18,446 Building $43,376 | $185,466 (+4.91%) Land $55,338 Building $130,128 |
| 2021 | $4,468.00 | $58,929 Land $17,583 Building $41,346 | $176,787 Land $52,749 Building $124,038 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 35W384 Elder Ave in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 36 (1978–2020) |
| Claims Outside the SFHA | 8 of 36 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35W384 Elder Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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