3597 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 3597 Spear Ave, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1952
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2019)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`507-321-008-000`

Property Details

APN / Parcel Number

Primary APN	`507-321-008-000`
Alternative APN	`50732108`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,278 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3597 SPEAR AVE
City	ARCATA
State	CA
Zip	95521-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	SUB: SOUZA PLAT BOOK: 12 PLAT PAGE: 120 LOT: 1
Legal Subdivision	SOUZA
Legal Block	2
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2009
Census Tract	1102

Owner

Source: Humboldt County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3597 SPEAR AVE, ARCATA, CA 95521-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage REDWOOD CAPITAL BANK
Mar 27, 2019	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.
Mar 27, 2019	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	20195429
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000013028
Record Updated	Jun 8, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 3, 2020
Property Address	3597 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000013028
Map Reference	MB 12 PG 120
Instrument Date	Jul 24, 2020
Instrument	2020-013028
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 SPEAR AVE, ARCATA, CA 95521-4833

Mortgage

Document Number	0000013029
Date	Aug 3, 2020
Instrument	2020-013029

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 27, 2019
Property Address	3597 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000005429
Instrument Date	Mar 12, 2019
Instrument	5429
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4360 LENTELL RD EUREKA CA 955039787, EUREKA, CA 95503-9787

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 27, 2019
Property Address	3597 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000005429
Instrument Date	Mar 12, 2019
Instrument	5429
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$193.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4360 LENTELL RD EUREKA CA 955039787, EUREKA, CA 95503-9787

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3597 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000014904
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	HLTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 SPEAR AVE ARCATA CA 955214833, ARCATA, CA 95521-4833

Mortgage

Document Number	0000014904
Date	Aug 15, 2017
Instrument	14904

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,249.00 (+2.46%) Homeowner's exemption	$195,211 (+4.04%) Land $139,437 Building $55,774
2024	$2,195.00 (+0.05%)
2023	$2,194.00 (+0.69%) Homeowner's exemption	$187,632 Land $134,023 Building $53,609
2022	$2,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Vero Fiber.

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