3559 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 3559 Spear Ave, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1952
Lot Size	0.659 acres (28,749 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Feb 2019)
Tax Bill	$4,007 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`507-321-020-000`

Property Details

APN / Parcel Number

Primary APN	`507-321-020-000`
Alternative APN	`50732120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Construction Type	Wood
Lot Area	28,749 sqft (0.659 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	50732120
Street Address	3559 SPEAR AVE
City	ARCATA
State	CA
Zip	95521-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	0600600615C080586C 6A C 00083X 620007B C
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2009
Census Tract	1102

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3559 SPEAR AVE, ARCATA, CA 95521-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 7, 2019	Grant Deed, Transfer · Conventional with PMI HUMBOLDT RLTY CORP 401(K) PLAN
Feb 7, 2019	Correction Deed HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Sep 21, 2012
Deed Document Number	2019-002656
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3559 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000022553
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 SPEAR AVE ARCATA CA 955214833, ARCATA, CA 95521-4833

Mortgage

Document Number	0000022553
Date	Dec 18, 2019
Instrument	22553

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 7, 2019
Property Address	3559 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000002656
Instrument Date	Feb 5, 2019
Instrument	2656
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 SPEAR AVE ARCATA CA 955214833, ARCATA, CA 95521-4833

Mortgage

Document Number	2657
Date	Feb 7, 2019
Instrument	2657

Lender

Name	HUMBOLDT RLTY CORP 401(K) PLAN
Address	ARCATA, CA 95518

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 7, 2019
Property Address	3559 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000002655
Instrument Date	Jan 8, 2019
Instrument	2655
Record Updated	Mar 1, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3589 SPEAR AVE ARCATA CA 955214833, ARCATA, CA 95521-4833

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,007.00 (+2.59%) Homeowner's exemption	$362,538 (+4.04%) Land $223,101 Building $139,437
2023	$3,906.00 (+0.62%) Homeowner's exemption	$348,462 Land $214,439 Building $134,023
2022	$3,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Vero Fiber.

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