3589 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 3589 Spear Ave, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Lot Size	0.634 acres (27,620 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,709 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`507-321-010-000`

Property Details

APN / Parcel Number

Primary APN	`507-321-010-000`
Alternative APN	`50732110`

Exterior

Lot Area	27,620 sqft (0.634 acres)

Location & Zoning

Old Parcel Number	50732110
Street Address	3589 SPEAR AVE
City	ARCATA
State	CA
Zip	95521-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	0600600615C080586C 6A C 00083X 620007B C
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2009
Census Tract	1102

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3589 SPEAR AVE, ARCATA, CA 95521-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2012
Deed Sale	Sep 21, 2012
Prior Sale	May 12, 2011
Deed Document Number	2012-023629-02
Record Updated	Jun 7, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3589 SPEAR AVE, ARCATA, CA 95521-4833
Document Number	0000018829
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3589 SPEAR AVE ARCATA CA 955214833, ARCATA, CA 95521-4833

Mortgage

Document Number	0000018829
Date	Oct 17, 2018
Instrument	18829

Lender

Name	COMPASS CMNTY CU
Address	EUREKA, CA 95502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Oct 16, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,709.00 (+2.61%) Homeowner's exemption	$524,511 (+4.04%) Land $214,358 Building $310,153
2023	$5,564.00 (+0.6%) Homeowner's exemption	$504,145 Land $206,035 Building $298,110
2022	$5,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Vero Fiber.

Nearby Properties on Spear Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures