Lorain County property record for 35965 Cooley Rd, Grafton, OH 44044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,298 sqft · built 1950 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Jun 2024) |
| Tax Bill | $3,754 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-047-000-004 |
| Primary APN | 11-00-047-000-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 1,298 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 126 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 35965 COOLEY RD |
|---|---|
| City | GRAFTON |
| State | OH |
| Zip | 44044-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL-47 TOD 9-9-03 20030948164 |
| Legal Subdivision | BELDEN COOLEY FARMS ALLOTMENT |
| Legal Lot Number | 47 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 91100 |
Source: Lorain County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35965 COOLEY RD, GRAFTON, OH 44044-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Dec 18, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2024 · Amount on Record |
| Deed Sale | Jun 5, 2024 · Amount on Record |
| Deed Document Number | 202415338 |
| Prior Transfer Date | Dec 15, 2023 |
| Prior Transfer Doc | 0000938968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35965 COOLEY RD, GRAFTON, OH 44044-9485 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35965 COOLEY RD, GRAFTON, OH 44044-9485 |
| Document Number | 0000086170 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026-0086170 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 18, 2023 |
| Property Address | 35965 COOLEY RD, GRAFTON, OH 44044-9485 |
| Document Number | 0000938968 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023-0938968 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 PEBBLE BEACH DR, SAN MARCOS, CA 92069-1183 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,754.00 (-2.24%) | $84,870 (+0.01%) Land $20,270 Building $64,600 | $242,460 (-) Land $57,900 Building $184,560 |
| 2024 | $3,840.00 (+103.71%) | $84,861 (+78.19%) Land $20,265 Building $64,596 | $242,460 (+78.19%) Land $57,900 Building $184,560 |
| 2023 | $1,885.00 (+1.02%) | $47,625 (+0.01%) Land $17,042 Building $30,583 | $136,070 (-) Land $48,690 Building $87,380 |
| 2022 | $1,866.00 | $47,620 Land $17,040 Building $30,580 | |
| 2021 | $136,070 Land $48,690 Building $87,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2011–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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