Lorain County property record for 35909 Cooley Rd, Grafton, OH 44044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1968 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (May 2025) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-047-000-008 |
| Primary APN | 11-00-047-000-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 288 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 35909 COOLEY RD |
|---|---|
| City | GRAFTON |
| State | OH |
| Zip | 44044-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOD 3/19/15 2015-0538079 |
| Legal Subdivision | EATON |
| Legal Lot Number | 47 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 91100 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35909 COOLEY RD, GRAFTON, OH 44044-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Apr 7, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Sep 7, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Sep 7, 2018 · Amount on Record |
| Prior Transfer Date | Mar 23, 2012 |
| Prior Transfer Doc | 0000406751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35909 COOLEY RD, GRAFTON, OH 44044-9485 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000879796 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022-0879796 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35909 COOLEY RD, GRAFTON, OH 44044-9485 |
| Document Number | 0000758753 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35909 COOLEY RD GRAFTON OH 440449485, GRAFTON, OH 44044-9485 |
| Document Number | 0000758753 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 758753 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 7, 2018 |
| Property Address | 35909 COOLEY RD, GRAFTON, OH 44044-9485 |
| Document Number | 0000686813 |
| Map Reference | DOC 2012-0406751 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 2018-0686813 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $346.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35909 COOLEY RD, GRAFTON, OH 44044-9485 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,623.00 Homeowner's exemption | $81,850 (+%) Land $20,270 Building $61,580 | $233,850 (-) Land $57,900 Building $175,950 |
| 2024 | $3,623.00 (+64.61%) | $81,848 (+81.69%) Land $20,265 Building $61,583 | $233,850 (+81.69%) Land $57,900 Building $175,950 |
| 2023 | $2,201.00 (+0.14%) | $45,049 (%) Land $17,042 Building $28,007 | $128,710 (-) Land $48,690 Building $80,020 |
| 2022 | $2,198.00 | $45,050 Land $17,040 Building $28,010 | |
| 2021 | $128,710 Land $48,690 Building $80,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2011–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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